2021 KTM 250 AdventureThis bike is available in one variant and two color options; black with orange and orange. Last year, KTM 250 Adventure was launched with the ex-showroom price of Rs 2.48 lacs, but KTM has hiked its price by Rs 3,600 recently and now it costs Rs 2.51 lacs.
FeaturesIt features a fully digital instrument console that displays an odometer, speedometer, tachometer, trip meter, fuel gauge, clock, low fuel indicator, low oil indicator, and low battery indicator.
It also features an engine kill switch and slipper clutch. The slipper clutch saves power and helps prevent the annoying rear wheel chatter when decelerating the engine back-torque becomes high.
EngineA single-cylinder, four-stroke, 4-valve, BS6, DOHC engine is mounted on this touring bike. It shares an engine with KTM Duke 250. It is mated with a chain drive 6-speed manual transmission gearbox. The bike produces a maximum power of 29.5 bhp at 9000 rpm and maximum torque of 24 Nm at 7500 rpm.
ElectricalsThe bike has an LED headlamp, LED tail lamp, and LED turn indicators.
Wheels, Tyres, Brakes and SuspensionsThe front and rear alloy wheels have been equipped with 100/90 -19 and 130 / 80 - 17 sized tubeless tyres with both front and rear disc brakes of 320 mm and 230 mm diameters respectively.
KTM 250 Adventure is built upon a powder-coated Steel trellis frame with WP Apex front upside down and WP Apex rear monoshock suspensions.
Dimensions and WeightThe length, width and height of KTM 250 adventure 2154 mm, 900 mm and 1263 mm respectively. The bike provides a ground clearance of 200mm and the wheelbase of 1430 mm. Its kerb weight is 177 kg and has a fuel tank with 14.5 litres of capacity.
KTM 250 Adventure Loan Information
EligibilityThe minimum age of the customer while applying for the loan should be 21 years and the maximum age should be 65 years at the time of closure of the loan. The monthly income of the customer should be a minimum of Rs 18,000.
The salaried customer should be working with the current employer for at least one year. In the case of self-employed customers, their current business should be in existence for at least five years. It is mandatory to produce the Income-Tax return of at least 2 years while applying for the loan.
And most importantly the CIBIL score of the customer should be 600 or more. Otherwise, the loan application can be rejected by the bank.
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Required DocumentsThe required documents for a two wheeler loan along with the signed application form are listed below:
- PAN card, Passport, Driving license, Aadhar card, Voter ID or any government-issued ID card can be represented as identity proof.
- PAN, Copy of partnership deed, Trade license, certificate of practice, sales tax/ excise/ VAT/ service tax registration or any registration certificate issued by RBI or SEBI can be presented as business existence proof. [For self employed]
- Form 16, last 3 months salary slip, last 3 months bank account statement showing salary credit as income proof. [For salaried]
- Last 2 years ITR and last 3 months bank account statement as income proof. [For self employed]
- Passport, Driving License, Election ID card, Electricity/ Telephone/ Mobile bill as address proof. [For salaried]
- Utility bill, Registry copy, lease or rent agreement, TAN allotment letter as the address proof. [For self employed]
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Loan EMI CalculationIf the customer gets 100% financing of the ex-showroom price for KTM 250 adventure, that is Rs 2.51 lacs, at 11.65% annual rate of interest, for the tenure of 3 years, then the customer should have to pay a sum including RTO charges, road tax, registration charges, number plate charges, insurance, and other applicable charges will be paid by the customer as a down payment.
The total amount of Rs 2.98 lacs including the interest of Rs 47,000 will be paid by the customer in easy monthly installments of Rs 8,300 during the loan repayment period.
Suppose the customer borrows a loan of Rs 2 lacs, at a 9.25% annual rate of interest for a tenure of 4 years, then the remaining amount of day on road price will be paid by the customer as a down payment.
The total amount payable by the customer will be Rs 2.40 lacs, which includes the total interest of Rs 40,000. This amount will be paid by the customer in monthly installments of Rs 5,000 during the loan tenure.
Loan EMI can also be calculated using this Bike loan EMI calculator for different loan amounts, interest rates, and loan tenure.