Honda CBR650R SpecificationHonda has launched the BS6 compliant version of Honda CBR650R in the standard variant and two color options. It has got a few mechanical updates to comply with the BS6 emission norms, but the performance is lower than the previous version and also gets a significant premium of Rs 1.18 lacs than the BS4 version.
FeaturesIt features a fully digital LCD instrument console that displays a speedometer, two trip meters, fuel gauge, a clock, gear shift indicator, fuel warning indicator, low oil indicator, and low battery indicator.
The key features of this superbike is dual-channel ABS, all LED lights with dual LED headlights, redesigned exhaust and muffler, effortless assist/slipper clutch for smooth up and downshifting, emergency stop signal technology, Honda Ignition Security System, and Honda Selectable Torque Control to control the rear wheel torque.
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Engine2021 Honda CBR650R uses the same 648.72cc, liquid-cooled, inline 4-cylinder, 4-stroke, 16-valve, DOHC PGM-FI engine and churns out a maximum power of 87 PS at 12000 rpm and the maximum torque of 57.5 Nm at 8500 rpm. The engine is mated with a 6-speed manual transmission gearbox.
ElectricalsThe dual LED headlight, an LED taillight, LED turn indicators, and other electrical is powered by a 12 Volt 8.6 Ah maintenance-free battery.
Wheels, Tyres, Brakes and SuspensionsThe front and rear alloy wheels of 4 31.8 mm size are equipped with front 120/70-ZR17 and rear 180/50-ZR17 tubeless tyres, alongside the front disc brake of 310 mm and rear disc brake of 240 mm diameter.
It is built upon twin tube-type chassis and has been equipped with telescopic front and monoshock rear suspensions.
Dimensions and WeightThe length, width, and height of Honda CBR650R are 2128 mm, 749 mm, and 1150 mm respectively. It has a fuel tank of 15.4 liters of capacity. The ground clearance of this bike is 1449 mm and it provides a ground clearance of 132 mm. The bike's kerb weight is 208 kg.
Loan InformationHonda CBR650R belongs to the superbike segment. Some of the banks have special financing deals for superbikes, as the loan for a superbike is going to be high value. Most of the eligibility conditions are the same as a normal two-wheeler loan, except income criteria. The eligibility and loan availability details for a superbike loan are given below.
Age of the BorrowerThe age of the customer for a superbike loan must be either minimum of 21 years at the time of applying for the loan or a maximum of 65 years by the end of the loan tenure.
Maximum available Loan AmountThe availability of loan amounts depends upon the credit history of the borrower. If the customer has maintained his account balance well, then he/she can apply for the maximum loan amount. The CIBIL score is the measurement of a customer's credit history that is if the customer has a good CIBIL score, then there is a high possibility of the maximum loan amount. As the superbikes are very expensive, the customers can avail loan of up to Rs 50 lacs depending upon the price of the superbike.
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Income CriteriaAs there are no bars for the source of income, both salaried and self-employed customers can get financing for a superbike. But the required minimum annual income is different for both face classes, that's Rs 4 lacs for salaried customers and Rs 4.8 lacs for the self-employed ones.
Loan TenureIf the borrowed loan amount is high, then the customer will need a long period for repayment. The maximum loan repayment period for a superbike loan can be 5 years. It is the upper limit for a superbike loan, it can differ (shorter than 5 years) at different lenders.
Loan EMI CalculationThe loan EMI is calculated using the loan amount, interest rate, and loan tenure. The interest rates can vary at different lenders, which can be checked out online or offline. You can use our Bike Loan EMI Calculator to calculate all the terms.
Suppose the customer is getting a loan of Rs 7 lacs for Honda CBR650R, at a 10.45 percent annual rate of interest for a tenure of 4 years, the remaining amount of the on-road price will be paid as down payment by the customer. The total payable amount for this loan amount is Rs 8.59 lacs that include the total interest of Rs 1.59 lacs. This amount will be paid in monthly EMIs of Rs 17900 for the period of 4 years.
If the customer is eligible for 90% financing of the ex-showroom price of Honda CBR650R, for a tenure of 3 years at a 12.65% annual rate of interest, then the remaining amount from the on-road price will be paid by the customer as a down payment. A sum of Rs 9.55 lacs will be paid by the customer in monthly installments of Rs 26,500 as the loan repayment. This sum includes the total interest of Rs 1.63 lacs.